Expense outliers

Claude Sonnet 5.5 vs Grok 4.7
for spotting expense outliers

This page compares two current models on one job: finding the unusual lines in a pasted monthly expense table and showing the arithmetic behind each flag. It tests them through their APIs and ends with a fair way to try both on your own tables.

Oct 13, 2026 · 10 min read

The bottom line
Sonnet 5.5 is the safer default

A short exception list that someone has to verify suits Sonnet 5.5 best. Grok 4.7 is a credible first-pass scanner when false positives are acceptable and its output is capped.

At matched high reasoning effort, Artificial Analysis gives the two models almost the same overall score, 47 for Sonnet 5.5 and 46 for Grok 4.7, and almost the same AA-Briefcase score, 1,638 against 1,6341. AA-Briefcase tests business workflows with hidden requirements and conflicting evidence. Grok leads on GDPval-AA, a broad test of professional work. Sonnet writes fewer output and reasoning tokens and had the lower cost per benchmark task1.

No public benchmark asks either model to find the odd lines in a pasted expense table, so the verdict combines the closest tests with judgment about the task. Every extra candidate line becomes something a person has to verify, which is why a controlled reviewer is usually the safer default.

A two-stage workflow is defensible. Let Grok scan widely and accept some false positives, then let Sonnet write the final audit-style list with a reason and an equation for each line. If only one model will be deployed, we would pick Sonnet 5.5. That split is a judgment call and not a measured rule.

Who this is for
Which finance roles this fits

Start with Sonnet 5.501

Finance ops and bookkeepers

You review a pasted monthly table and need a short list of odd lines with a reason and a visible calculation for each. Sonnet 5.5 writes less, so there is less to check.

Scan then audit02

Controllers and analysts

You do not want to miss a subtle line. Grok 4.7 is a defensible wide first pass, and a second pass with Sonnet can turn the candidates into a tidy audit-style list.

One model: Sonnet 5.503

Founders and department heads

You want one model for the scan and the summary, and you will read the answer yourself. A five-line cap and an equation per line keep the review short.

Either works04

Teams with an exception queue

Flags flow into a tracker. Both APIs support schema-constrained JSON, so a strict schema and an automatic recalculation matter more than the model name.

What we compared
The models through their API

This page compares the two models through their API in one neutral setup, and leaves out the apps and add-ons that sit around a model.

A pasted monthly expense table has columns such as month, vendor, category, amount, budget and prior-month amount. The job has three parts. The model has to find unusually large, duplicated, mistyped or suddenly changed spend. It has to explain which comparison made each line look odd. And it has to show the arithmetic, such as the dollar change, the percentage change and the share of total spend. We start from the official documentation, then the Artificial Analysis comparison of the two exact models at high effort and the methods behind its benchmarks1, 11, 12.

We left tools out of the specs table on purpose. Spreadsheet add-ons, file upload and code sandboxes belong to the app around the model, so the same model behaves differently in a chat product, in the API or inside a workspace. Judging those here would compare wrappers and say little about expense review. Both vendors do document code execution in their APIs, and that is a setup choice to apply equally to both models.

Specs at a glance
Context and price for one table

The model facts that shape an expense review. Tool and file features are left out, since those depend on the app around the model.

Spec
Claude Sonnet 5.5
Grok 4.7
Why it matters
Context window
1,000,000 tokens, with a maximum standard output of 128,000 tokens2
500,000 tokens, and xAI documents no fixed text-output limit3
Both are far beyond one pasted monthly table. Size only matters if many months and supporting documents are combined
Price for a normal-length table
$2 / 1M in, $10 / 1M out, and $0.10 / 1M for cache-read tokens2
$2 / 1M in, $6 / 1M out, and $0.50 / 1M cached input below 200,000 prompt tokens4
Grok has the lower output rate. Real cost also depends on how many reasoning and answer tokens each model writes
Price for a very long prompt
$2 / 1M in and $10 / 1M out, the same rates as above, since the full 1M window is billed at standard rates17
$4 / 1M in, $12 / 1M out and $1 / 1M cached input from 200,000 prompt tokens4
Grok's rates double once a prompt reaches 200,000 tokens, which only a large ledger bundle would hit
Reasoning effort
low, medium, high, xhigh and max, with high as the API default, plus adaptive thinking5
low, medium, high and xhigh, with high as the default and reasoning that cannot be turned off6
Expense review usually needs medium or high effort. These are settings the team controls and not fixed model weaknesses
Structured output
Schema-constrained JSON, with extra prompting advice for tasks that sum figures or apply a rule before the JSON7, 14
Schema-constrained JSON, including typed extraction and report workflows8
Either can return row, amount, reason, calculation, severity and confidence as fixed fields
Vendor positioning
Everyday well-scoped work and polished documents and spreadsheets9
Coding and knowledge work, with emphasis on longer-running problems and checking its own work10
The job sits closer to Sonnet's profile, though both are genuine options. This is how each vendor describes its model

Figures from Anthropic and xAI documentation, checked October 2026. A token is the small chunk of text a model reads and bills by, and 1M means one million of them. The two vendors tokenize differently, so treat any cross-model cost comparison as directional.

Head to head
Grok scans wide and Sonnet audits

The answer changes by job. This is the main analysis: which model has the edge on each part of an expense review, and what backs it up.

Job
Better choice
Why the edge exists
Best evidence
Finding a broad set of possible anomalies
Grok 4.7, slight edge
GDPval-AA and AutomationBench-AA are broad professional-work tests, not expense tests. Grok's lead on both suggests strength at exploratory multi-step analysis.
At high effort Grok led GDPval-AA 1,708 to 1,550 and AutomationBench-AA 64% to 59%1
Producing a disciplined final exception list
Claude Sonnet 5.5
The overall scores are almost tied, and so are the AA-Briefcase scores, which reward following instructions, using correct evidence and presenting conclusions well. Sonnet gets there with fewer output tokens.
Overall index 47 to 46 and AA-Briefcase 1,638 to 1,634, with Sonnet writing fewer tokens1
Explaining why a row is unusual
Claude Sonnet 5.5, judgment call
Public scores do not isolate expense explanations. The call rests on Sonnet's near-equal analytical scores with lower token use and on Anthropic's guidance for calculations and structured answers. It is not a measured win.
Anthropic's prompting guide for Sonnet 5.5 covers calculations and structured answers, and it is documentation and not a head-to-head result7
Showing correct arithmetic without a calculator tool
Tie, and neither is safe alone
Both models can get sums wrong when they answer without computing. Each needs explicit equations and a reconciliation check against the table total.
Anthropic warns Sonnet can skip needed thinking when summing figures at lower effort7. xAI's CSV example shows Grok giving a total without running code and missing by more than threefold13
Conciseness and review burden
Claude Sonnet 5.5
A shorter answer means less for a reviewer to read, remove or rewrite. The benchmark mix is complex, so read the sizes as directional and not as the length of one expense answer.
About 37,000 output tokens per task for Sonnet against 66,000 for Grok, including 19,000 against 47,000 reasoning tokens1
Published token price
Grok 4.7
Both charge $2 per 1M input tokens for short prompts, and Grok charges $6 per 1M output tokens against $10 for Sonnet.
xAI lists $2 in and $6 out below 200,000 prompt tokens, and Anthropic lists $2 in and $10 out4, 2
Observed cost per complex task
Claude Sonnet 5.5 at high effort
Grok's lower output rate was outweighed by the extra tokens it used. These are benchmark-workload costs and not estimates for a small table.
Average task cost was $0.88 for Sonnet at high effort and $2.73 for Grok at high effort1
Very large combined inputs
Claude Sonnet 5.5
Sonnet's published context window is twice Grok's. For a single pasted monthly table the difference does not matter.
Sonnet lists 1,000,000 tokens and Grok lists 500,0002, 3

Grok looks stronger as an expansive investigator and Sonnet looks stronger as a controlled reviewer. Better-choice calls map to dimensions the sources evaluated, and rows resting on indirect evidence or on vendor documentation say so.

How to test
A fair test on your own tables

A useful test is repetitive. Same tables, same prompt, same reasoning level, same output format, then judge each answer on what a reviewer would do with it.

Sample01

Pick tables with known answers

Choose three to five real tables of different difficulty. Include a clean month with no true anomaly, a month with one obvious amount error, a month with duplicates and category changes, a seasonal month with legitimate spikes, and a table with missing comparison fields or unclear labels.

Prompt02

Give both the same prompt

One prompt with the same output schema and the same cap on flagged lines for both models. Neither model gets a richer version, and any change you make mid-test applies to both.

Setup03

Match the setup

Use the same table text, system prompt, reasoning effort and token cap, and run both in the place your team will work. Chat products can add hidden instructions and tools, so API and chat results can differ.

Scoring04

Score before any editing

Check seven things. Precision: how many flagged lines were worth reviewing. Recall: how many known anomalies were found. Arithmetic: whether every change, percentage and total recomputes exactly. Evidence: whether each claim cites real rows and not an invented baseline. Format: whether every flag came back in the requested structure. Review effort: how much text a person must cut. Calibration: whether the model separates unusual from incorrect. For commercial work, hide the model names and have two people review independently.

What the evidence shows
Related tests but none on expenses

No public benchmark gives both exact models the same expense tables, so the evidence is a mix of related tests and vendor guidance. Here is what each source helps judge.

Source
What it measures
What it suggests
How to weigh it
Artificial Analysis comparison at high effort
An overall index and per-test scores for the two exact models, plus tokens used and cost per task
Overall 47 against 46 and AA-Briefcase 1,638 against 1,634. Grok leads GDPval-AA and AutomationBench-AA, and Sonnet uses fewer tokens
The closest matched evidence. It treats both models as viable and does not support a sweeping quality claim1
AA-Briefcase
Business workflows with spreadsheets, presentations and memos, hidden requirements, conflicting evidence and professionally presented conclusions
Sonnet and Grok are almost tied at high effort
A broad proxy for careful analysis of business files. It is not a test of expense anomalies11
GDPval-AA
Professional tasks from 44 occupations and nine industries, including finance, with spreadsheets and documents as work products
Grok's high-effort lead points to broader exploratory professional work
It uses shell access, browsing and multi-step agent loops, so it is much larger and less controlled than reading a pasted table12
xAI CSV-analysis cookbook
A worked example of asking Grok questions about a CSV file
It recommends getting computed numbers through code and records a case where Grok skipped computation and gave a total that was wrong by more than threefold
Useful workflow evidence for arithmetic. It is not a comparison against Sonnet13
Anthropic prompting guide for Sonnet 5.5
Anthropic's own advice for prompting the model
Calculations over document figures need explicit thinking, particularly at lower effort
A vendor statement about its own model. The shared lesson is to require visible calculations and check them7

No public benchmark asks both models to flag anomalies in identical expense tables and show their arithmetic. The verdict rests on related tests and stays short of conclusive.

How to prompt each one
Think first and cap the output

Both prompts ask for a short ranked list with an equation per line. They differ in how they handle thinking, effort and the cap on answer length.

For Sonnet 5.5, use high effort and ask it to think the problem through before it answers. Anthropic recommends this for tasks that combine calculation with structured output, and advises reserving xhigh and max effort for work where a quality gain has been measured, since replies get much longer there7.

Grok 4.7 works best with a narrow search space and a hard output cap, since it used more tokens than Sonnet at matched effort1. Medium effort is a sensible start for routine tables. xAI describes medium as suited to complex data analysis and keeps high for harder multi-step problems6.

A Claude Sonnet 5.5 prompt: think first and show one equation per flag

Review the pasted monthly expense table. Think the problem
through before answering.

Flag at most five lines that are unusual relative to comparable
rows, prior months, category norms, or the stated budget. For each,
give the row identifier, the reason, the comparison baseline, and
one explicit equation.

Do not call a line erroneous unless the table proves it. Finish
with a reconciliation check and a short list of missing information.

A Grok 4.7 prompt: a narrow scope and a word cap per flag

Audit this expense table for unusual spend. Return exactly two
sections: (1) the five strongest flags, ranked, and (2) checks
performed.

Each flag must contain row, amount, baseline, equation, reason, and
confidence. Use no more than 60 words per flag. Separate
mathematical evidence from possible business explanations.

Do not list weak possibilities merely to be comprehensive.

Weak spots
Arithmetic slips and long answers

Neither model is safe to trust blindly on a finance table. The useful question is where each one adds cleanup work, and what to change in the prompt or the workflow.

Model
Weak spot
What it looks like
How to fix it
Claude Sonnet 5.5
Too little thinking on calculations
At low or medium effort it may answer a calculation task without enough prior reasoning. Xhigh and max effort produce much longer thinking and replies, and Anthropic advises them only where a gain is measured7.
Start at high effort. Add 'Think the problem through before you answer.' Require one equation per flag and reject any answer that stopped at the token limit.
Grok 4.7
Long exploration and estimated totals
It can spend more tokens exploring than the final decision needs, and it may estimate from the table contents unless the workflow tells it to compute1, 13.
Limit the number and length of flags. Require printed calculations and a total reconciliation. For material decisions, attach the same calculator or code tool you use in the Sonnet test.
Both models
Seasonal spikes read as errors
A model can mistake seasonality, annual renewals or an accounting reclassification for an error.
Provide prior months, budget, category definitions and known exceptions. Ask for each finding to be labeled as a confirmed inconsistency, a statistical outlier or something that needs business context.
Both models
A polished but wrong explanation
A confident explanation can hide a wrong denominator or a copied amount.
Recalculate every displayed equation with a program before showing it to anyone. Both vendors offer code-execution workflows through their APIs, and the setup should be the same for both13, 15.

Which one to choose
Start from your biggest review risk

One question first: is the bigger risk a missed anomaly or too many flags to check. Then follow the branch that matches your job.

What is the bigger risk in the review? Too many flags to check Missing a subtle anomaly One model for scan and final memo Strict JSON for an exception queue Audit-grade arithmetic Sonnet 5.5 Grok 4.7 first pass Sonnet 5.5 Either model with a strict schema A shared calculator or code tool first Add a second review

Use this as a starting point and test on your own tables before you commit

Recommendations
Pick by risk and arithmetic needs

If the bigger risk is too many false positives to review, choose Claude Sonnet 5.5 with high effort, a five-flag cap and an explicit equation for each line. If one model has to do both the scan and the final memo, Sonnet is also the safer single pick1.

If the bigger risk is missing a subtle anomaly, use Grok 4.7 for the first pass and constrain the final answer, or send its candidates through a second review stage. If you combine huge ledgers and supporting documents in one request, Sonnet's 1,000,000-token window is twice Grok's 500,0002, 3.

If the output feeds an automatic exception queue, either model works with a strict schema8, 14. Prefer Sonnet when review burden matters and Grok when its lower $6 output rate matters more than the tokens it used in testing1, 4. If the arithmetic must hold up in an audit, trust neither model's unaided calculation. Give both the same calculator or code tool, validate the totals, then choose Sonnet for the concise report or Grok for broader exploration.

If one person reviews one small table a month with a single model, Playgram is not the right buy. Its value is in comparing models and sharing context across a team.

Bottom line
A provisional pick that needs testing

Claude Sonnet 5.5 is the recommended default for a short monthly exception review. Grok 4.7 is a credible alternative for teams that want exhaustive exploration and will set strict length and evidence rules.

The limits are real. Public evidence is uneven, the closest benchmarks are far broader than a pasted expense table, vendors configure their benchmark runs differently, and prices and behavior change quickly. Sonnet's edge on explanations is a judgment call, and no public test measures either model on this job.

The safest final step is to test the shape of your own tables with planted anomalies and independently recomputed arithmetic. A fair test needs the same setup for both models: the same table text, the same prompt and the same place to run them, so the result reflects the models and not the tool around them. In practice that is harder than it sounds, since most teams end up running one model in one app and the other in a different one, on two separate subscriptions, which tilts the comparison before the first answer comes back. The cleaner the setup, the more the difference you see is really Claude Sonnet 5.5 vs Grok 4.7, and which one happened to be easier to reach that day matters less.

Test both in one workspace
Right here inside Playgram

That's the practical case for the setup just described, and it also makes day-to-day work easier. When the models sit in one workspace, you can send a table to each, compare the two flag lists side by side, and hand a follow-up question from one model to the other without pasting the table again.

Playgram lets you run that exact test. Paste a real monthly expense table once and ask for the unusual lines from the latest Claude and Grok models. Then keep the conversation going with either one, for example to run the arithmetic as code in the workspace and check the totals, without starting over for a second opinion.

The same memory carries across the team too, not just this one test, over the latest GPT, Claude, Gemini and Grok models and many more, all in one place16. The line-up is curated, so retired models are turned off and new ones are added as they ship.

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Frequently asked
questions

Grok 4.7 has a slight edge at casting a wide net, on indirect evidence. At high reasoning effort it led GDPval-AA, a broad test of professional work, 1,708 to 1,550 and AutomationBench-AA 64% to 59%. The two models are level on AA-Briefcase, 1,638 for Sonnet 5.5 and 1,634 for Grok 4.7. None of these tests uses an expense table, so run both on tables where you already know the odd lines.

No. Anthropic warns that Sonnet 5.5 can skip the thinking a task needs, for example when summing figures from a document at lower effort. In xAI's own CSV example, Grok 4.7 gave a total without running code and was wrong by more than threefold. Ask for one equation per flagged line and recompute every total before anyone acts on it.

Grok 4.7 has the lower output rate. Both charge $2 per million input tokens for short prompts, and Grok charges $6 per million output tokens against $10 for Sonnet 5.5. On Artificial Analysis's benchmark suite at high effort the average cost per task was still $0.88 for Sonnet and $2.73 for Grok, because Grok wrote more tokens. Those are costs for large benchmark tasks and not an estimate for one table, so measure your own.

Every flagged line is something a person must check. Artificial Analysis measured about 37,000 output tokens per benchmark task for Sonnet 5.5 and 66,000 for Grok 4.7, so Grok's first pass can run long. Ask either model for no more than five lines, each with a baseline and an equation, and raise the cap only if real anomalies are being missed.

Either one can. Seasonal spending, annual renewals and accounting reclassifications can all look like errors in one month of data. Paste the prior months, the budget and your category definitions with the table, and ask the model to label each finding as a confirmed inconsistency, a statistical outlier or something that needs business context.

A single table is far below both limits. Sonnet 5.5 holds 1,000,000 tokens and Grok 4.7 holds 500,000, and the gap only matters if you combine many months of ledgers with supporting documents in one request. Grok's rates also rise to $4 per million input tokens and $12 per million output tokens from 200,000 prompt tokens.

No. Run the same prompt on both and compare the answers, or switch between them mid-conversation. You choose after reading both answers instead of guessing up front.

Related comparisons

Claude Sonnet 5.5 vs Gemini 3.8 Flash for summarizing email threadsGrok 4.5 vs Qwen 3.7 Max for spreadsheet formulasClaude Opus 5 vs Qwen 3.7 Max for reading a profit and loss statementClaude Sonnet 5 vs GPT-5.6 Terra for A/B test results

Same table, several models
Kept in the same memory

Send the same expense table to the latest Claude and Grok models, keep the context in one place, and see which one flags the lines your team would really check. Set it up in a minute.

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